SuPeRnOvA and SwEeTpAiN: 3 Vital Money Saving Tips for Families on a Budget | SuPeRnOvA and SwEeTpAiN
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3 Vital Money Saving Tips for Families on a Budget


In the current economic climate, starting a savings plan can seem almost impossible. With the cost of fuel, food and utilities rising, knowing where you can save a few dollars each month can seem like climbing through a financial minefield. Don’t despair though, there are plenty of small changes you can make as a family that will help you save money and lead to a happier financial future.

What to do in times of emergency

Financial emergencies can hit us at the most inappropriate times; such is the nature of life. However, planning for these eventualities has never been more important. If you are trying to save money each month but not managing it, then being hit by an unexpected medical bill or car repair can be devastating. If you can’t afford to pay for emergency repairs or face like, then considering a payday loan may be one option available to you. Each country and state has different laws and practices in regards to loans so make sure to first check what options are available to you. For example, if you reside in Canada, a quick search for Canadian online payday loans will help you find both an accredited institution and information to make an educated decision.


Plan your meals

This is one tip that shows clear results at the end of it. Feeding a family can be very expensive and if, like many of us, you make two or three trips to the supermarket every week, then you are probably spending a lot more than you realize.

The answer is simple, only shop once a week and plan every meal you will be having. This way you will only buy the ingredients, snacks and household amenities that you will need.

Become a sales savvy

On average, your favorite shops will have 3 sales each year. This is the best time to replace clothing, home ware and electrical goods. In order to get the most out of the sales, it is helpful to plan what is needed before each sale starts. For example, summer sales will usually start is August/September; visit these to get summer clothes for next year and even Christmas Presents.

Don’t forget that the sales will be at different times of the year online and there are also many sites that now ONLY offer discounted clothing etc. These are great for when you need to grab the everyday basics.


10 comments:

  1. It is very important to wait for sales, especially for big ticket items. It also helps to take the coupons ONLY for the items you are going to buy on your food shopping trip. Shop at a store that doubles coupons. And if you are considered a senior--do your big shopping shopping on senior day!! I just saved $20.41 TODAY on food I needed.

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    1. we should start being smart in order to save big

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  2. I always search for sales and plan meals. I think these are very important life skills that I am actually teaching my son. He is learning to budget, use coupons, and watch the sales. He is really learning a lot and helps me plan the meals.

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    1. that's pretty awesome, i'm sure time comes your son will thank you Melinda for teaching him this ways...

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  3. Great post and very informative, too! Everything is very expensive these days!

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    1. That is true Healy, that's why we need to work on saving money with the help that we see

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  4. I am a huge couponer so I can save, watch your grocery store ads, even if you do not use coupons, you can stock up on items when they were on sale (non -perishable of course). Our sales usually run a 6 week cycle so I get enough to last 6 weeks so I never have to pay full price.

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    1. that is very wonderful Jennifer, at least you do save a lot

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  5. Buying things on SALE, especially those with big amount, is a key to save money.

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    1. I could agree with you..we need to be observant to see where is this Sales in our store

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